Mortgages
A product transfer can be a suitable alternative to remortgaging, depending on your personal circumstances.
It’s when you switch from your current mortgage deal to a new one, sticking with the same lender. Many people opt for product transfer mortgages because you’re typically not subject to a full valuation, there aren’t usually legal steps or fees involved, it’s a pretty quick and straight forward process, and there’s a lot less paperwork than a remortgage!